San Diego STR Insurance – Proven Airbnb Damage Protection 2025
Most San Diego homeowner policies exclude short-term rental coverage, with 90% denying Airbnb damage claims. Specialized STR insurance costs $1,400-$3,500 annually in San Diego. OODA Management achieves 80%+ AirCover approval rates versus industry standard 40-60%, recovering $124,000+ across 120+ claims since 2022 through proper documentation and professional claims handling.
Oct 28, 202512 min0guide5 sources 
