Tag: vacation rental laws
2 posts
San Diego STR Insurance – Proven Airbnb Damage Protection 2025
Most San Diego homeowner policies exclude short-term rental coverage, with 90% denying Airbnb damage claims. Specialized STR insurance costs $1,400-$3,500 annually in San Diego. OODA Management achieves 80%+ AirCover approval rates versus industry standard 40-60%, recovering $124,000+ across 120+ claims since 2022 through proper documentation and professional claims handling.
Oct 28, 202512 min0guide5 sources
San Diego HOA Airbnb Rules – Essential 2025 Compliance for Owners
Yes, San Diego HOAs can restrict or ban Airbnb rentals through CC&Rs, with 40-60% of San Diego condos including short-term rental limits. However, California Civil Code §4741 may grandfather owners who purchased before rental bans were enacted. Mid-term rentals (30+ days) can generate 60-75% of STR revenue with fewer HOA complaints.
Oct 28, 202513 min0guide5 sources